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  • Writer's pictureAna Gonzalez Ribeiro

Radical retirement: Can you retire in your 30s or 40s? What you need to know

Many workers would love to retire in their mid-30s or early 40s to enjoy their youth, health and families. But is this realistic?


Retiring super early can be a downright dangerous idea, says Mike Lynch, vice president of strategic markets at Hartford Funds.


“If you stop funding your retirement and start using it 30 years ahead of schedule,” says Lynch, “it is therefore unlikely that you will receive Social Security benefits. And if you do, the amount will be significantly reduced due to early retirement.”


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